full protection with bottom-line benefits

We protect businesses of many different shapes and sizes. Our specialty: comprehensive risk management programs tailor-made to keep your assets, earnings and human capital safe in the best possible way so you and your team can focus on what you do best.

the right coverage + lower cost of risk

We invest time to understand your business and its risks. On that foundation, we build a customized risk management program that protects your business while lowering your cost of risk. We shop the carrier marketplace, leveraging to your benefit our insurance knowledge and industry expertise, as well as our professional relationships.

personal assistance + advocacy 

We're in your corner at every juncture, guiding, advising, answering questions, and anticipating and solving problems. We handle the paperwork and take care of the details. We secure policies that will deliver the right protection should you have a loss or claim—and we advocate vigorously on your behalf to ensure you receive full policy benefits.


industry niches

restaurant + hospitality


property management





professional services


holistic risk management

Using our specialized method and state-of-the art tools, we work with you to move beyond insurance and implement an overall program—including non-insurance solutions as well as insurance—that takes your risk management to new heights and boosts your bottom line. Learn more about FG 360 | risk management > 

fg risk hub

Through our specialized software platform, clients can access an exclusive suite of online tools facilitating efficient risk, coverage and claims management. Login >

We'd love to talk about your goals and how we can make a difference for your business. Get in touch for a complimentary consultation.

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